YouTrip vs Revolut: which travel card wins for Singaporeans?
YouTrip is the simple, Singapore-built multi-currency wallet; Revolut is a feature-packed app with a free tier and monthly fee-free FX limits. Both help Singaporean travellers dodge bank FX fees — but they suit different spending habits.
Side by side
| YouTrip | Revolut | |
|---|---|---|
| Starting price | S$0.00 | S$0.00 |
| Annual fee | None | None on the Standard plan |
| Issuer | YouTrip (Singapore) | Revolut (licensed in Singapore) |
| Mobile wallet | Apple Pay and Google Pay supported | Apple Pay and Google Pay supported |
Verdict: YouTrip for most Singaporeans
YouTrip wins for simplicity and unlimited fee-free spend on supported currencies on weekdays. Revolut is the better pick if you want a powerful app and budgeting tools, and your overseas spend stays within its monthly fee-free limit.
YouTrip
What’s good
- Designed for Singapore — easy top-up from local banks via PayNow and cards.
- No annual fee and no FX markup on supported currencies on weekdays.
- Widely accepted and well-trusted among Singaporean travellers.
Worth noting
- Prepaid — you must top up before spending, with no credit line.
- Weekend currency trades carry a small markup.
- Does not earn miles or cashback on its own.
Revolut
What’s good
- Generous free tier covers most casual travellers.
- Strong app with budgeting, sub-accounts and instant spend notifications.
- Holds a wide range of currencies.
Worth noting
- Fee-free FX is capped monthly; heavy spenders hit a markup or need a paid plan.
- Weekend currency conversion carries a markup.
- Paid tiers are worth it only for frequent or high-value travel.
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