Multi-currency & Travel Cards
Revolut review for Singaporeans
Multi-currency app and card with a free tier and paid plans.
- Starting price
- S$0.00
- Pricing model
- free
- Annual fee
- None on the Standard plan
- FX conversion
- Interbank rate within monthly limits; small markup beyond limits and on weekends
- Physical card issuance
- One-time fee may apply
- Overseas ATM withdrawal
- Free up to a monthly limit, then a fee
- Issuer
- Revolut (licensed in Singapore)
- Supported currencies
- 25+ currencies held in-app
- Card type
- Prepaid/debit card, physical and virtual
- Mobile wallet
- Apple Pay and Google Pay supported
Pricing notes. Free Standard plan with no annual fee. Paid subscription tiers add higher fee-free limits and perks. A one-time fee may apply to order the physical card.
GST. No GST on currency conversion. Purchases are taxed in the country where they are made.
Revolut is a multi-currency app and card, licensed in Singapore, with a free Standard plan that suits most casual travellers. It converts currencies at the interbank rate within a monthly fee-free limit and adds a small markup beyond that or on weekends. Its app is one of the most feature-rich, with budgeting tools and sub-accounts.
Pros & cons
What’s good
- Generous free tier covers most casual travellers.
- Strong app with budgeting, sub-accounts and instant spend notifications.
- Holds a wide range of currencies.
Worth noting
- Fee-free FX is capped monthly; heavy spenders hit a markup or need a paid plan.
- Weekend currency conversion carries a markup.
- Paid tiers are worth it only for frequent or high-value travel.
Our verdict
Revolut's free tier is excellent for occasional travel and everyday multi-currency spending. If you spend heavily abroad you will hit the fee-free cap — at which point YouTrip's simpler model or a Revolut paid plan becomes the comparison to make.
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