Multi-currency & Travel Cards
Most popularYouTrip
Singapore's best-known multi-currency travel wallet and card.
By Marcus Tan·Verified
The verdict
For most Singaporean travellers YouTrip is the simplest, lowest-friction choice. If you want to keep earning miles or cashback while avoiding FX fees, look at Amaze, which links to your existing rewards card.
What’s good
- Designed for Singapore — easy top-up from local banks via PayNow and cards.
- No annual fee and no FX markup on supported currencies on weekdays.
- Widely accepted and well-trusted among Singaporean travellers.
Worth noting
- Prepaid — you must top up before spending, with no credit line.
- Weekend currency trades carry a small markup.
- Does not earn miles or cashback on its own.
The details
- Starting price
- S$0.00
- Pricing model
- free
- Annual fee
- None
- FX markup (supported currencies)
- None on weekdays; small markup on weekend trades
- Overseas ATM withdrawal
- Free on the first S$400/month overseas, then 2%
- Issuer
- YouTrip (Singapore)
- Supported currencies
- 12 wallet currencies
- Card type
- Prepaid Mastercard, physical and virtual
- Mobile wallet
- Apple Pay and Google Pay supported
Pricing notes. No annual fee and no card-issuance fee. You load the wallet from a Singapore bank account or card and spend in 10+ currencies.
GST. No GST on currency conversion. Card spending is taxed in the country where the purchase is made.
About YouTrip
YouTrip is the multi-currency card most Singaporeans think of first. Built specifically for the Singapore market, it lets you hold and spend more than ten currencies with no annual fee and no FX markup on supported currencies during the week. Top-ups from local banks are quick, which makes it an easy first travel card.
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