YouTrip vs Amaze
YouTrip and Amaze both help Singaporean travellers avoid the 3%+ FX fee on bank credit cards, but they work differently. YouTrip is a pre-loaded multi-currency wallet; Amaze links to a card you already own so you keep its miles or cashback. Here is the head-to-head.
By Marcus Tan·Verified
Winner
YouTrip
YouTrip is the simplest choice for most travellers — load it and go. But if you hold a strong miles or cashback credit card, Amaze can be the smarter pick because it lets you avoid FX fees without giving up those rewards.
Get YouTripSide by side
| YouTrip | Amaze | |
|---|---|---|
| Starting price | S$0.00 | S$0.00 |
| Annual fee | None | None |
| Issuer | YouTrip (Singapore) | Instarem / Amaze (Singapore) |
| Mobile wallet | Apple Pay and Google Pay supported | Apple Pay and Google Pay supported |
YouTrip
from S$0.00What’s good
- Designed for Singapore — easy top-up from local banks via PayNow and cards.
- No annual fee and no FX markup on supported currencies on weekdays.
- Widely accepted and well-trusted among Singaporean travellers.
Worth noting
- Prepaid — you must top up before spending, with no credit line.
- Weekend currency trades carry a small markup.
- Does not earn miles or cashback on its own.
Amaze
from S$0.00What’s good
- Lets you keep earning miles or cashback on your existing rewards credit card.
- No annual fee and competitive FX rates.
- No need to pre-load a wallet — it draws on your linked card.
Worth noting
- Setup is slightly more involved than a standalone wallet card.
- FX markup, while small, is not always zero.
- Acceptance and behaviour depend on your underlying card.
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